Fees & Insurance
The growth, tools, and clarity you gain in therapy don't stay in the session — you carry them with you for the rest of your life. Below you'll find everything you need to understand your options and get started with confidence.
- We're in-network with most major CA plans
- Most only require a copay from $10-$50 / session
- We bill your insurance directly
- Benefits vary by plan, we can verify your coverage
- Rate varies by clinician and licensure level
- Payment is due at time of service
- All major credit cards, FSA and HSA accepted
- Out-of-network superbill provided upon request
Some clients prefer the added privacy and flexibility of self-pay. When you choose not to use insurance, your records remain entirely between us — no diagnosis is required for billing, and your personal health information is never shared with a third party. Your care is guided entirely by your goals and our clinical judgment, not by insurance guidelines.
Sliding scale available. We reserve a limited number of reduced-fee spots for clients with demonstrated financial need. Please reach out to discuss availability before scheduling.
COVERAGE
We accept most insurance plans.
Not sure if we're in-network?
Complete the form below and we'll verify your benefits and get back to you promptly.
FAQ
Questions we hear most often.
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Session fees at Insight Counseling Center range from $125 to $250 depending on the service type and clinician. We also offer a limited number of sliding scale spots for those experiencing financial hardship.
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We understand that therapy is a meaningful investment, and we’re committed to making quality care more accessible. A limited number of sliding scale spots are available based on financial need and clinician availability.
If you’re experiencing financial hardship or do not have insurance coverage, we invite you to inquire about reduced-rate options during your consultation or intake process. We review each request individually and do our best to accommodate when possible.
Our goal is to support your mental health without adding unnecessary financial stress. If we’re unable to offer a sliding scale slot at this time, we’re happy to provide referrals to trusted low-cost resources in your area.
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We accept all major credit cards, HSA/FSA cards, and a variety of widely used payment apps for your convenience. Session fees, co-pays, co-insurance, and deductibles must be paid at the time of service.
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If we are not in-network with your insurance plan, and your plan includes out-of-network (OON) mental health coverage, you may be eligible for partial reimbursement. You’ll pay for sessions upfront, and we will provide a Superbill containing the documentation needed to file your claim.
We recommend contacting your insurance provider to confirm the following:
Do I have mental health benefits?
What is my deductible, and has it been met?
Does my plan cover psychotherapy?
How much is reimbursed per session?
Is pre-authorization or a referral required?
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If you’re uninsured or not using insurance, you are entitled to a Good Faith Estimate outlining expected costs before beginning services. This is part of your rights under the No Surprises Act.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you may dispute the charge. For more information, visit www.cms.gov/nosurprises or call (800) 985-3059.
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